Managing Finances for a Better Future Essay Example for Free

Managing Finances for a Better Future Essay In American society, we are encouraged to save money for a better future. However, in my life I have encountered problems with managing my personal finances. In the past, I spent my money irresponsibly. Despite making a decent salary, it was a challenge trying to maintain my financial responsibilities and not something I was very concerned about. I felt as though I was living paycheck to paycheck, when the reality was I simply did a poor job of managing my funds. Now that I have grown up and have a son, my expenses have increased tremendously. Although he is my biggest joy, having to take care of him has worsened my inability to manage and save money properly. When I should be saving money for his college education, instead I spent $500 on toys for Christmas. Therefore, learning how to effectively manage my finances is vitally important in order to secure a healthy and rewarding future for myself and my son. Information to Resolve My Daily Problem As I consider how to resolve my constant problem of saving money, I have identified these information sources as possible resources: 1.  I would use my 401(k) investment catalog to discover more information about how to invest money into different stocks and bonds. 2. I would contact Diana Marrero-Pinto, Director of Housing at the Lorain County Community Action Agency, Inc. to register for the Budgeting Bootcamp seminar. 3. I would search the Internet for reliable resources on how to save money in a bad economy. I would look for such resources in the following manner. I would contact my 401(k) representative to schedule a meeting to discuss my account and possible investments. I would contact Diana Marrero-Pinto to discuss the Budgeting Bootcamp seminar and other training opportunities. I would visit the University of Phoenix Library for articles and book excerpts on budgeting and saving money. Process for Evaluating My Resources In order to evaluate the information that I would gather to resolve my problem, I would consider the source of that information. If I am interviewing professionals, I would ensure that they have a background in finance or experience working with people on how to manage their personal finances. If I am looking at Internet resources, I would be cautious nreliable websites that contain non-factual information. I believe, the Wall Street Journal website has reliable information since it is a nationally renowned newspaper in the United States. Another really reliable resource would be the University of Phoenix Library, because college officials ensure the information is reliable for students. The articles and books available on the University of Phoenix Library allow thousands of students to feel confident about the reliability and accuracy of the resources retrieved from the website. Ways to Use This Information to Resolve the Problem The process of problem-solving includes the ability to utilize self-knowledge to figure out solutions to a problem (Carter, Bishop, Kravits, 2007). I believe there are four stages in problem-solving: analyzing, synthesizing, applying, and evaluating. First, analyze the problem or issue by identifying the possible causes for why the problem occurred. Next, synthesize all the data that explains the problem and brainstorm possible solutions. According to Carter, Bishop, and Kravits (2007), â€Å"When you are brainstorming ideas, don’t get hooked on finding the one right answer. Questions may have many â€Å"’right answers’- or many answers that have degrees for usefulness† (para. 52). From these possible solutions create a plan of action, outlining important goals with timeframes for completion. Once the goals and timeframes are established, I will begin to apply the goals set forth in order to solve my problem. Later, I will evaluate the process it took to solve my problem, and decide if the process was dependable. This will help me to make better decisions in the future.

The Yellow Wall-Paper -- essays research papers

Falling from the Shoulders of Giants: The Yellow Wall-Paper as a Classic Example of the Dangers of Human Arrogance Progressive dementia is the process by which an individual gradually losses their intellectual capacity and personality integration. In "The Yellow Wall-Paper," Gilman captures the essence of the journey to madness via her use of first person narration. The relationship between Jane, the narrator of the story, and her husband John provokes an uneasy curiosity in the reader. While the evidence that John sincerely cares for his wife and is attempting everything in his power to facilitate her recovery is apparent, a careful analysis of the story alludes to the possibility that he may be, perhaps inadvertently, at the root of her insanity. Since "The Yellow Wall-Paper" is written in first-person, the reader's view of each of the characters is limited by the narrator’s descriptions. Armed with that bit of a priori knowledge, we can get a feel for the relationship between John and Jane as represented by Jane’s view of her husband and Jane’s views of herself in her husband's eyes. Jane views herself as a "comparative burden (3)" to her husband. She obviously wants to be a good wife, but her current condition seems to reinforce a latent inferiority complex. Jane says that John "laughs at her so about this wall-paper!" This statement provides evidence that Jane also suffers from delusions of persecution. It is unlikely that John ... The Yellow Wall-Paper -- essays research papers Falling from the Shoulders of Giants: The Yellow Wall-Paper as a Classic Example of the Dangers of Human Arrogance Progressive dementia is the process by which an individual gradually losses their intellectual capacity and personality integration. In "The Yellow Wall-Paper," Gilman captures the essence of the journey to madness via her use of first person narration. The relationship between Jane, the narrator of the story, and her husband John provokes an uneasy curiosity in the reader. While the evidence that John sincerely cares for his wife and is attempting everything in his power to facilitate her recovery is apparent, a careful analysis of the story alludes to the possibility that he may be, perhaps inadvertently, at the root of her insanity. Since "The Yellow Wall-Paper" is written in first-person, the reader's view of each of the characters is limited by the narrator’s descriptions. Armed with that bit of a priori knowledge, we can get a feel for the relationship between John and Jane as represented by Jane’s view of her husband and Jane’s views of herself in her husband's eyes. Jane views herself as a "comparative burden (3)" to her husband. She obviously wants to be a good wife, but her current condition seems to reinforce a latent inferiority complex. Jane says that John "laughs at her so about this wall-paper!" This statement provides evidence that Jane also suffers from delusions of persecution. It is unlikely that John ...

Food Delivery Essay

Introduction Food is a basic necessity. The industry which deals with preparing food items/products refers to the food service industry. The food service industry is and will always remain in high demand because of its genre. These industries include restaurants, fast foods, school and hospital cafeterias, catering operations, food carts and food trucks etc. Restaurants and fast foods mainly contribute to the food service industry. 1 Fast food generally refers to the type of restaurants that sell quick, inexpensive take-out food. During a relatively brief period of time, the fast food industry has helped to transform not only diet, but also landscape, economy, work-force, and popular culture. The extraordinary growth of the fast food industry has been obsessed by fundamental changes in society. The whole experience of buying fast food has become so habitual, that it is now taken for granted, like brushing your teeth or stopping for a red light. Restaurants and fast foods are meant for same services except that restaurants offer a large menu including a variety of cuisines as compared to fast foods, which usually offers a small menu with quick service. Another difference between a restaurant and fast food is, restaurants offer meals that are cooked and prepared and is eaten at the premises while fast food usually is pre-cooked meals or serves meals that are cooked easily. Diners may eat it inside the store or they can order their food â€Å"to-go†. In fast foods you usually pay before eating unlike full service restaurants. 2 Foodservice organizations in operation in the United States today have become an accepted way of life, and we tend to regard them as relatively recent innovations. However, they have their roots in the habits and customs that characterize our civilization and predate the Middle Ages. Certain phases of foodservice operations reach a well-organized from as early as feudal times. Religious orders and royal households were among the earliest practitioners of quantity food production. Records show that the food preparation carried out by the abbey brethren reached a much higher standard than food served in the inns at that time. The royal household, with its hundreds of retainers, and the households of nobles, often numbering as manyas 150 to 250 persons, also necessitated an efficient foodservice. In providing for the various needs, strict cost accounting was necessary, and here, perhaps, marks the beginning of the present-day scientific foodservice cost accounting. 3 The history of food delivery services traces its inception over sixty years. Since this time food delivery services still have the same basic principle to ensure that members of the community can have a hot, tasty and enjoyable meal. The first meal delivery services are believed to have been started during Wartime, London. As a result of the Blitz, many Londoners had lost their homes and their ability to cook for themselves. In response to this need the WVS (Women’s Volunteer Service) produced meals and delivered them to people who had lost practically everything. This caring approach was carried on in various areas of the UK where injured servicemen were provided meals by volunteers in the local vicinity. After the war the first true food delivery service evolved in Hemel Hempstead in 1947. The recipients were still servicemen who were incapable of cooking their own meals but instead of the vans used to transport meals today, these early services apparently used prams, lined with felt and even straw to ensure that the meal was delivered warm. Understandably this type of service was extremely labour intensive requiring a vast network volunteers, each with good cooking knowledge and skills. Today, the processes involved incorporate mass production principles. In the UK food delivery services operate in a number of different ways. There are agency led programmes, typically ran in conjunction with local councils to cater for the local population. There are also private services that cater for those people that would like the benefits of food delivery but do not necessarily meet all of the criteria. In the modern age there are also a number of different ways in which the food is delivered. Some programmes deliver meal that are cooked in a central location and then kept warm as they are delivered. Other programmes cook the food, allow it to cool and then cook the food before delivery in mobile units that both cook and deliver the food. The final type of programme delivers frozen meals that can be heated by the recipient in the microwave or oven. Modern technological research and development related to the food service have brought many advances in methods of food delivery service and in part from the production system and from the complicity of modern day food service operation. 4 Nowadays there are a range of different fooddelivery services out there catering for the elderly, disabled and also those with special dietary requirements. It is commitment development to caring and ensuring people eat well that has been a consistent theme throughout the of food delivery services. The objective of this study is to know the status of selected Food Delivery Service in Legazpi City which delved into the status, perception of respondents, problems encountered, and the possible intervention may be offered to solve the problem. Statement of the Problem The study focuses on the food delivery services offered by Fast Food Establishment in Legazpi City. Specifically it sought to answer the following questions. 1. What is the status of food delivery service in Legazpi City, In terms of; a. Packages Offered b. Marketing Strategy c. Time 2. What is the perception of the respondents in a Fast Food Establishment in Legazpi City in terms of; a. Packages b. availability of order c. Time 3. What are the problems encountered by respondents. In terms of; a. Time b. Weather Condition c. Food Presentation 4. What are the possible interventions that may offered to solve the problem encountered; in term of; a. Time b. Weather Condition c. Food Presentation Assumption of the Study 1. The Status of Food Delivery services offered by Fast Food Establishment in Legazpi City varies in terms of packages offered, marketing strategy, and time. 2. The perception of the respondents in a Fast Food Establishment in Legazpi City in terms of packages, availability of order, and quality of the food. 3. There are problems encountered by the respondents in terms ofas 150 to 250 persons, also necessitated an efficient foodservice. In providing for the various needs, strict cost accounting was necessary, and here, perhaps, marks the beginning of the present-day scientific foodservice cost accounting. 3 The history of food delivery services traces its inception over sixty years. Since this time food delivery services still have the same basic principle to ensure that members of the community can have a hot, tasty and enjoyable meal. The first meal delivery services are believed to have been started during Wartime, London. As a result of the Blitz, many Londoners had lost their homes and their ability to cook for themselves. In response to this need the WVS (Women’s Volunteer Service) produced meals and delivered them to people who had lost practically everything. This caring approach was carried on in various areas of the UK where injured servicemen were provided meals by volunteers in the local vicinity. After the war the first true food delivery service evolved in Hemel Hempstead in 1947. The recipients were still servicemen who were incapable of cooking their own meals but instead of the vans used to transport meals today, these early services apparently used prams, lined with felt and even straw to ensure that the meal was delivered warm. Understandably this type of service was extremely labour intensive requiring a vast network volunteers, each with good cooking knowledge and skills. Today, the processes involved incorporate mass production principles. In the UK food delivery services operate in a number of different ways. There are agency led programmes, typically ran in conjunction with local councils to cater for the local population. There are also private services that cater for those people that would like the benefits of food delivery but do not necessarily meet all of the criteria. In the modern age there are also a number of different ways in which the food is delivered. Some programmes deliver meal that are cooked in a central location and then kept warm as they are delivered. Other programmes cook the food, allow it to cool and then cook the food before delivery in mobile units that both cook and deliver the food. The final type of programme delivers frozen meals that can be heated by the recipient in the microwave or oven. Modern technological research and development related to the food service have brought many advances in methods of food delivery service and in part from the production system and from the complicity of modern day food service operation. 4 Nowadays there are a range of different food delivery services out there catering for the elderly, disabled and also those with special dietary requirements. It is commitment development to caring and ensuring people eat well that has been a consistent theme throughout the of food delivery services. The objective of this study is to know the status of selected Food Delivery Service in Legazpi City which delved into the status, perception of respondents, problems encountered, and the possible intervention may be offered to solve the problem. Statement of the Problem. The study focuses on the food delivery services offered by Fast Food Establishment in Legazpi City. Specifically it sought to answer the following questions. 1. What is the status of food delivery service in Legazpi City, In terms of; a. Packages Offered b. Marketing Strategy c. Time 2. What is the perception of the respondents in a Fast Food Establishment in Legazpi City in terms of; a. Packages b. availability of order c. Time 3. What are the problems encountered by respondents. In terms of; a. Time b. Weather Condition c. Food Presentation 4. What are the possible interventions that may offered to solve the problem encountered; in term of; a. Time b. Weather Condition c. Food Presentation Assumption of the Study 1. The Status of Food Delivery services offered by Fast Food Establishment in Legazpi City varies in terms of packages offered, marketing strategy, and time. 2. The perception of the respondents in a Fast Food Establishment in Legazpi City in terms of packages, availability of order, and quality of the food. 3. There are problems encountered by the respondents in terms of time, weather condition, and food presentation. 4. There are possible intervention that may be offered to solve the problems encountered by the respondents in terms of of time, weather condition, and food presentation. Scope and Delimitation of the Study This study will discuss about Fast food Delivery Services in Legazpi City. It includes packages offered, marketing strategy, and time as well as the perception of the respondents in a Fast Food Establishment in terms of packages, availability of order, and time. It also includes the problems encountered by the respondents in terms time, weather condition, and food presentation. There are possible intervention that may offered to solve the problems encountered in terms of time, weather condition, and food presentation. The population of the study were four (4) owner or manager, twenty-five (25) customer and four (4) delivery man or runner of a fast food delivery services with a total of thirty-three (33) respondents. This study will focus on four well known Fast – Food Chains that offered delivery services in Legazpi City, including McDonald’s, Jollibee, Graceland and Chowking, Fast Food Chains not cited on the above statement are not included in this study. Significance of the Study. This study is significant to the following concern individuals. Franchisees. Findings of this study will provide them additional knowledge and strategies on how to increase their usual sales result of this study will be able to encourage potential investors. This study will also provide some information about how to manage a food delivery service. Delivery Man/Runner. Findings of this study will give the workers the benefit and compensation regarding Customers. Findings of this study will provide them information about what to expect with different ways of delivering the food to the customer. It will also give them an idea about their service that they avail. Researchers. Findings of this study will give the students an exposure and knowledge on how the food delivery is being process. And to further explain the food delivery process. Future Researchers. Results will lead them through further research. The result being gathered may be used as reference for their further studies and better understanding. Notes Delivery Man (though you could be female) and Runner is sometimes used in a few locations who sell meals that can be delivered.

Do You Have a Well-Designed Organization? Essay

Do You Have a Well-Designed Organization? What are the main ideas of the article that you find important (insightful, relevant, practical) in managing people in organizations, and why? When I saw the topic of this article, I was attracted by it. Because when I worked in Sung-Yi Motor Corporation, a dealer company selling Mitsubishi motors in Taiwan, I sometimes feel my company is not a well-designed organization. Because I do not have the standards or right criteria to evaluate my corporation I can not definite that my corporation is a not well-designed organization. I am so exciting that I have the method and standards to evaluate it. The first sentence of this article â€Å"for most companies, organization design is neither a science nor an art; it’s an oxymoron. † I like this sentence very much. Because when I proposed the restructure project, I bumped into this kind of challenge. When my company set the branches in mainland China, we needed to support and control these branched. The first way we adopted is just add the responsibilities on my group, the result was that we can not support and control them effectively. We faced the difficulty and we need to adjust our structure to improve the situation. This article provides nine tests to evaluate the structure of organization. The nine tests can be categorized to two kinds of standards; four of them called fit tests are used to evaluate an existing structure, and the others called good design tests are used to create a new one. These tests help a company inspects its outside and inside situations. By the result of these texts, an organization can change its original not proper structure to a better one. Next paragraph I will use these tests to evaluate my previous company.

Definition and Examples of Kinship Terms

Definition and Examples of Kinship Terms Kinship terms are words used in a speech community to identify relationships between individuals in a family (or a kinship unit). This is also called kinship terminology. A classification of persons related through kinship in a particular language or culture is called a kinship system. Examples and Observations Bailey was the greatest person in the world. And the fact that he was my brother, and I had no sisters to share him with, was such good fortune that it made me want to live a Christian life just to show God that I was grateful.(Maya Angelou, I Know Why the Caged Bird Sings. Random House, 1969)Two years later a note arrived from one of her daughters relating that Tata had died in childbirth. It was with one of Tatas sons whod moved to Omaha that Rocco went to live when he was eighteen. And when, six years later, hed moved to Ohio with a cousins cousins guarantee of a steel-mill job, which was never to materialize, hed promised himself this single luxury, once two or three years of careful saving had passed: to go to Niagara Falls.(Salvatore Scibona, The End. Graywolf Press, 2008)My Mom was an illegal alien, born out of wedlock in Mexico . . .. Once I told a neighbor her husband wasnt my real father. I didnt know I wasnt supposed to say this. I was sorry I embarrassed her. I didnt even care about my real father much, only saw him a couple of days a year, but the only times my mothers husbands were fathers were when others made that assumption.(Dagoberto Gilb, Mi Mommy. Grove Press, 2003) Lexicalized Categories Some of the clearest examples of lexicalized categories are words used to refer to people who are members of the same family, or kinship terms. All languages have kinship terms (e.g. brother, mother, grandmother), but they dont all put family members into categories in the same way. In some languages, the equivalent of the word father is used not only for male parent, but also for male parents brother. In English, we use the word uncle for this other type of individual. We have lexicalized the distinction between the two concepts. Yet we also use the same word (uncle) for female parents brother. That distinction isnt lexicalized in English, but it is in other languages.(George Yule, The Study of Language, 5th ed. Cambridge University Press, 2014) Kinship Terms in Sociolinguistics One of the attractions that kinship systems have for investigators is that these factors are fairly readily ascertainable. You can, therefore, relate them with considerable confidence to the actual words that people use to describe a particular kin relationship. There may be certain difficulties, of course. You can ask a particular person what he or she calls others who have known relationships to that person, for example, that person’s father (Fa), or mother’s brother (MoBr), or mother’s sister’s husband (MoSiHu), in an attempt to show how individuals employ various terms, but without trying to specify anything concerning the semantic composition of those terms: for example, in English, both your father’s father (FaFa) and your mother’s father (MoFa) are called grandfather, but that term includes another term, father. You will find, too, in English that your brother’s wife’s father (BrWiFa) cannot be referred to directly; brother’s wife’s father (or sister-in-law’s father) is a circumlocution rather than the kind of term that is of interest in kinship terminology.(Ronald Wardhaugh, An Introduction to Sociolinguistics, 6th ed. Wiley-Blackwell, 2010) More Difficulties [T[he English kinship term father is defined to imply a particular biological relationship. Yet in an actual case the term may be used when the biological relationship is not in fact present.(Austin L. Hughes, Evolution and Human Kinship. Oxford University Press, 1988) Kinship Terms in Indian English It is not uncommon to hear the term cousin sister or cousin brother, a common mistake that Indian speakers of English make since they are unable to say just cousin, which would be too vague since it does not distinguish gender.(Nandita Chaudhary, Mothers, Fathers, and Parents. Semiotic Rotations: Modes of Meanings in Cultural Worlds, ed. by Sunhee Kim Gertz, Jaan Valsiner, and Jean-Paul Breaux. Information Age Publishing, 2007)With Indian roots myself, I was, perhaps, more aware of the power of family here than in other Asian countries where it was no less suffocating or strong. . . . . I was amused to find that the Indians had smuggled into English such terms as co-brother (to designate ones sister-in-laws brother) and cousin brother (to denote the sex of a first cousin, and, better yet, to draw the cousin as close as a brother). In some of the local languages, the terms were even more precisely defined, with separate words for a fathers elder and younger brothers and special terms for uncles on ones mothers and ones fathers side, as well as words to distinguish between mothers sisters and uncles wives, blood uncles and uncles by marriage. Though India had a hunger for absolutes, it swarmed with relatives; before long, everyone came to seem related to everyone else.(Pico Iyer, Video Night in Kathmandu: And Other Reports from the Not-So-Far East. Vintage, 1989)

The impact of the Renaissance on music essays

The impact of the Renaissance on music essays In todays times, religion is something that much of the worlds population believes in. Gods, whether people believe in one or many, are seen as superior beings in which we can worship. However, I have recently learned a new way in seeing Gods from the viewpoint of Aristotle. Whatever is in motion is moved by some cause. If the moving cause is itself in motion, then it must be moved by some other cause...the nature of every natural object is an unmoved mover...each eternal unmoved mover is a god (Robinson, 52). As stated in the text, this is how Timothy Robinson sums up Aristotles view of a god. In other words, he is saying that everything is in motion, and that motion is eternal. That eternal motion has a cause, and that cause has a cause, which is moved by an unmoved mover. This unmoved mover, or cause, is seen as a god. For Aristotle, Gods are not religious the way that we see them. For him, they are the most valuable things, next to metaphysics and The Soul. Aristotle feels that he needs the Gods to exist because the whole notion of them are a scientific problem, prior to the 1600s. The question always was, What keeps the universve running? He needs an answer to this so the Gods play that role, they function as an explanation. Before the 1600s, the earth was seen to be the center of the universe. All around the earth was spherical and stationary, in other words, nothing rotated. The planets and the moon are within the spherical shape, as well as the sphere of the fixed stars. All of the items in the sky remain fixed with the exception of the five planets, Mercury, Venus, Mars, Jupiter, and Saturn. Each night the planets move slightly, which is the motion of the spheres that you want to know about. How the Gods move the spheres is the question. What exactly are the Gods? Aristotle explains them as being eternal but not a physical or materia ...

Serious About Success Becoming A Business Savvy Author

Serious About Success Becoming A Business Savvy Author Self-publishing continues to gain traction and popularity as more and more established and aspiring authors choose to forge their own path in the publishing industry. At the same time, new technologies are making it seem almost effortless to upload a book and showcase it to the world- or, at least to whoever might find it on Amazon. The evolving publishing landscape has created an industry in which authors are much more likely to publish before they’re ready. If an author is serious about being successful, one of the biggest mistakes they can make is entering the book market with no plan or platform. Simply writing and uploading a book to Amazon isn’t enough to make a splash in the current book market, which is why it’s important for authors to develop a marketing plan that begins before publication. Crowdfunding is quickly becoming one of the steps authors choose to take in the pre-publication phase of their marketing efforts. People are able to raise funds for a creative project or business venture Campaign creators are able to devise reward tiers that aim to incentivize their audience to pledge financial support to their project. Rewards should be cost-effective for the campaign creator, but also provide value to the supporter. This means that every supporter receives something in exchange for their financial pledge, so authors shouldn’t be weary that they’re asking people for money. Through the reward-based model, authors are able to offer their book as a reward, which essentially allows them to collect pre-orders through their crowdfunding campaign. This presents not only a way for authors to gauge their audience, but also get a head start on book sales and encouraging reader reviews. Conducting a crowdfunding campaign also provides authors with a tangible way to market their book before publication. It can be difficult to promote a product that doesn’t yet exist, but a crowdfunding campaign serves as a landing page for readers to learn more about the author and their upcoming book. Even if an author doesn’t need funding, there is a great promotional opportunity that comes along with conducting a crowdfunding campaign. Lastly, this tool can help to forge a direct connection between authors and their readers. Authors don’t have access to their readers through marketplaces such as Amazon and traditional bookstores, but through a crowdfunding campaign, authors are able to engage with their supporters and can also receive data on who their supporters are and where they came from. Engagement is key to building a readership community and market analytics from campaign supporters will help authors focus future marketing efforts. Being an author is no longer about writing and publishing. Authors need to be business-minded and cultivate their writing into a platform. Being familiar with industry and market trends and also knowing what tools are available to help them engage with their audience are the keys to success. Crowdfunding may only be one step in the publishing process, but it’s quickly becoming one that shouldn’t be overlooked.